CALCAP logo mark

We Fund Different

Financing Solutions 
for Business-Purpose Real Estate Investments


Dedicated Business Development Managers work directly with our partners to provide financing for the different, the unique, and the complicated scenarios that need the right solution fast.


Currently Lending in AZ, CA, CO, GA, TX, WA


Loan Programs Overview


 
Fix & Flip
Purchase
Cash-Out Refinance
Rate & Term Refinance
2nds
New Construction
Commercial
Loan Amounts
$150K– 5MM
$150K– 5MM
$150K– 5MM
$150K– 5MM
$150K– 5MM
$150K– 5MM
$150K– 5MM
Term
6–18 Months
6–24 Months
6–24 Months
6–24 Months
6–24 Months
6–24 Months
6–24 Months
Minimum FICO
620
620
620
620
620
620
620

* Final loan terms subject to change based on verified loan-specific characteristics.

Fix & Flip Financing

Lending options for real estate investors seeking to purchase and rehabilitate properties to sell upon project completion.

Purchase Financing

Solutions for the acquisition of all types of investment properties: from banks, foreclosures, short sales, auctions, and other scenarios requiring fast funding.

Cash-Out Refinance

Leverage existing equity of investment properties towards purchasing, remodeling or other business investment related expenses.

Rate & Term Refinance

Programs with varying terms enable investors to improve current rates and extend loan maturities for investment properties – improving cash flow and freeing up funds for investment opportunities.

2nds

Put additional equity to work with our 2nd Trust Deed Refinance. Providing up to 60% combined LTV for renovation or even new investment opportunities.

New Construction

Supports builders and developers in the construction of residential properties intended for sale or retention as an income-producing rental. CALCAP offers “shovel ready” (land and permitting in place) financing featuring as much as 75% of ground-up construction costs.

Commercial Property Financing

Lending options supporting investors in the acquisition or refinancing of commercial real estate assets with competitive programs designed to support experienced investors seeking to effectively reposition, rehabilitate, and stabilize properties in order to obtain longer-term, conventional financing.